Virtual Cards

What is a vcc?

Virtual Credit Cards (vccs) are cards that are based online. They allow you to cop multiple items without cancellations and allows you to get more entries in raffles. There are tons of vcc providers all of which are unique.

Privacy

  • US only

  • Privacy is one of the more well-known companies

  • You can get up to 8 cards

  • You can set a limit

Revolut

  • Great currency conversion rates

  • Although, they do get 3DS (or in-app authorization) sometimes which is frustrating. Another unique feature is that you can use any shipping address with it since there is no set address attached to the bank/card.

  • There is a free subscription where you can get 1 card for free, and for each new card, it is £5. However, you can upgrade to a premium account which will allow you to unlock more cards free of charge

  • Only top up Revolut when you use it as they sometimes close accounts.

iCard

  • iCard is more lowkey than Revolut. The customer service is a lot better, but you have to enter a video chat with an assistant to be verified.

  • You can top up your money from your real bank onto iCard, the cards are pre-paid.

  • You can generate a maximum of 20 virtual cards (VISA or Mastercard). I recommend generating slightly more Mastercard ones as they have no 3D secure. Each card costs around £0.80.

  • They work on all sites, including Supreme.

  • The good thing is it is a one time fee, unlike Revolut.

Curve

  • Curve is a card which allows you to link all of your cards to the one account.

  • You get 1 physical card which takes 2-3 days to arrive, this is your Curve card, money is withdrawn from the main card you select when you use the Curve card.

  • Curve has no 3D secure so works great for sites like Supreme.

  • You only get 1 card

Monese

  • Monese is a UK company

  • Mostly for businesses

  • The most expensive plan is 14.95 euros a month

Monzo

  • US and UK

  • Online Bank

N26

  • Last 30 days

  • 1 card

  • 200 euro a day limit

Pockit

  • UK

  • Cost .99 euros a month

Pingit

  • EU

  • Similar to Paypal

American Express

  • US

  • Virtual and/or physical

  • You can control spending

  • Cashback on purchases

Soldo

  • An online prepaid Mastercard

  • Only online

  • 3D secure not required on some sites

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